Miami-Dade County Cash Back Realtor | Home Buyer Rebate Miami-Dade FL

Miami-Dade County cash back realtor: buyer rebates and lower listing fees

Buy in Miami-Dade County with a RebateSpace partner agent and get 25% of the agent's commission back at closing. Selling? The listing-side commission drops by 25%.

Get my Miami-Dade rebate agent

The Miami-Dade County market

Miami-Dade has the largest condo market in Florida, from Brickell and Edgewater towers to Miami Beach and Sunny Isles. Single-family prices vary widely, from Homestead and Hialeah to Coral Gables, Pinecrest and Key Biscayne.

Miami-Dade single-family median about $620,000 and condo median about $415,000 (Florida Realtors county reports, spring 2026).

Rebate at Miami-Dade price points

Price	Buyer agent pay at 2.5%	Your cash back (25%)	Listing side at 2.5%	Seller saving (25%)
$375,000	$9,375	$2,344	$9,375	$2,344
$500,000	$12,500	$3,125	$12,500	$3,125
$625,000	$15,625	$3,906	$15,625	$3,906
$775,000	$19,375	$4,844	$19,375	$4,844
$1,000,000	$25,000	$6,250	$25,000	$6,250

Uses a 2.5% buyer agent commission for illustration. Since August 2024, buyer agent pay in Florida is agreed in a written buyer agreement before you tour homes, and it may be paid by the seller as a concession or by you. Your rebate is 25% of whatever your agent actually receives.

How the rebate shows up at a Florida closing

Florida allows rebates as long as everyone is told. Your agent's brokerage gives the rebate as a credit on your closing disclosure, and your lender has to approve it. Most loans limit credits to your actual closing costs and prepaid items, so on a financed purchase the rebate usually lowers your cash to close rather than coming as a cheque. Cash buyers can take it as a check at closing.

Condo buyers: the rebate is the same, but check the association's reserves and the milestone inspection status before you commit. See our Florida rebate guide.

Selling in Miami-Dade? See the listing discount.

Work out your number

Purchase price Buyer agent commission% Share returned to you

Estimated cash back: —

Questions

Are buyer rebates legal in Florida?

Yes. Florida allows a licensed brokerage to give part of its commission back to its client. It has to be disclosed on your closing statement and approved by your lender if you are financing.

How much cash back do I get buying in Miami-Dade County?

25% of the commission the partner agent actually receives on your purchase. Since the 2024 NAR settlement, buyer agent pay is agreed in writing up front, so the dollar amount is known before you make an offer.

Can I get the rebate in cash?

If you pay cash for the home, yes, usually at closing. With a mortgage, most lenders require the rebate as a credit toward closing costs, and loan programs cap how large that credit can be.

What if the seller does not pay a buyer agent commission?

Then there is no commission to share unless you pay your agent yourself. Your partner agent will tell you before each offer whether the listing offers buyer agent compensation and how much your rebate would be.

Can I also save when selling in Miami-Dade County?

Yes. Partner agents reduce their listing-side commission by 25%. The discount is written into your listing agreement, so it comes off the fee at closing.