Buying a home in Tampa with cash back
Hillsborough's single-family median is around $445,000. At a 2.5% buyer agent fee, a 25% rebate is about $2,781 credited at closing.
Where it is bigger
South Tampa, Davis Islands and Westchase homes regularly trade well above the median. On a $900,000 South Tampa house, the same math gives about $5,625.
New construction in Riverview and FishHawk
Much of Hillsborough's growth is new communities in Riverview, Lithia and Wimauma. Builders usually pay buyer agents if you register your agent on the first visit. Check CDD and HOA fees, which can add hundreds of dollars a month.
Tampa-specific checks
- Flood zone. Low-lying neighbourhoods near the bay and rivers flooded in 2024. Get a flood insurance quote, not just a zone designation.
- Sinkholes. Parts of the Tampa Bay area have sinkhole risk. Ask about any history and what the insurance policy covers.
- Roof age. Florida insurers are strict about roof age; an old roof can make a policy expensive or unavailable.